Corporate Finance Services

Companies want to succeed and grow by offering both the best products and services at the most cost efficient way possible. Corporate finance is a service that helps companies to achieve these objectives by helping the overall organization to operate effectively with great regards to investment. Corporate finance is concerned about the future that the company seeks to achieve and the different strategies they employ to get to it.

Corporate Finance and It’s Functions

There are two functions of Corporate Finance. These are: Capital investment function and the function of funding.

The function of Capital investment relates to the construction of the investment strategy of the business and portfolio and the selection of investment projects.
The function of funding focuses on how a business will have to raise capital on financial markets. The CFO must finally decide when a company should “go to market” and what titles are that it should issue to raise money.

Capital Tactical Management in Corporate Finance

Capital is essential for an any corporate objective. It consists mainly of debt and equity. The debt is usually called the money buried by financial institutes on the other hand the equity is money called equity shareholders.

Corporate finance should have the right combination of debt and equity, otherwise known as “capital structure”. But before making the management strategy of finance appropriate, it is important to identify the factors which depended of business risk.

BBK PARTNERSHIP: MORE BRANCHES, MORE SERVICES AVAILABLE

Location, January 2011 – With a desire to answer the increasing demand for its assistance in the field of Finance, Taxation and Accountancy, BBK Partnership expands its horizons and adds two offices to its Head Office, which is located at 10 Victors Way, Barnet, Herts EN5 5TZ and their Cambridge office that was opened two years ago. The newly opened office is located in Croydon (South London).

The Partnership offers services to both personal and corporate clients. The clients hail from various sectors in the community such as solicitors, healthcare professionals, property owners, private individuals and small to medium-sized enterprises to list but a few.

The expansion is implemented to allow the partnership to cater to the same diverse clientele composition but to a much larger catchment. With the new offices, the partnership is no longer hindered by geographical limitations and can extend its assistance to individuals, professionals and corporate entities situated at Croydon to include the Southern Home Counties, the City of London, Cambridge and the Northern Home Counties.

BBK Partnership is a firm comprising experts in Taxation and Accountancy. The team of Chartered Accountants, Registered Auditors and Business Recovery Professionals also provide practical business advice and support to their clients to ensure the latter’s financial success in whatever endeavors are envisaged by the clientele.

BBK Partnership specialises, inter alia, in providing Accounting services. It is armed with a professional, efficient and experienced Accounting team that handles various accounts ranging from sole trader to partnerships and limited companies. The scope of their accounting and compliance services are the following: Preparation of annual accounts, Preparation of periodic management accounts, Book-keeping services, Maintaining PAYE and VAT records and associated returns, assistance with and preparation for HMRC investigations, PAYE and National Insurance compliance and Self-assessment advice.

Other services offered by BBK Partnership are Auditing, Company Secretarial, Business Support, Corporate Finance, Payroll, Wealth Management, Specialist Services, Forensic Accounting, Business Planning, Strategy and Planning, Tax Planning, Offshore Structures and Insolvency.

The partnership’s site, http://www.bbkca.com, also provides a wealth of basic and useful information in the field of taxation, finance and business.

To learn more about BBK Partnership or to request a free initial consultation for your personal and business needs, visit and contact the partnership at the above mentioned site.

SIVA RANJAN: NEWEST MEMBER TO BBK PARTNERSHIP

January 2011 – BBK Partnership welcomes its newest member to the team, Siva Ranjan. Siva has been appointed to head the new Croydon office of BBK located at Lombard House, 2 Purley Way, Croydon CR0 3JP. He will be joining the ranks of the Partners, David Beckwith, Alan Kaye, Sabia Sahota, and Anandan Arnold; and their Associates, Sandra Allagapen, Richard Kravetz, Colin Shaw and Ariaratnam Kandeepan as well as the manager of our Cambridge office Harry Vaheesan in building more opportunities for BBK to provide accounting , taxation and business support support to more clients.

BBK Partnership was established in 1987 and has been offering Audit, Accountancy Taxation and related services to private and corporate accounts ever since. BBK Partnership is home to professional, efficient and accommodating Chartered Accountants, Registered Auditors and Business Recovery Professionals. In sync with its policy to help its clients acquire stability and success in their financial endeavors, the people at BBK provide Business Consultation for beginner businesses and advice on business approaches to help with their business dealings and ventures.

The Partnership, aside from its Croydon office, has other business locations which are situated in various areas of London. BBK Partnership offices are to be found in Barnet (North London), Aldgate, close to the City of London and Cambridge. The diverse clientele of the partnership belong in different sectors such as those specialising in the fields of Property Management, Professional Practices, Hotels, Medical, Care Homes, IT and Private Higher Education Establishments. These are just a few examples.

BBK Partnership continues its mission in helping people achieve financial stability and success using their up to date website. The online address of the partnership keeps people abreast with the latest news on business and finance. It also contains information in the field of taxation, finance and business all intended to assist individual and corporate entities in their fiduciary conditions.

To learn more about BBK Partnership or to request a free initial consultation for your personal and business needs, visit and contact the partnership at http://www.bbkca.com.

Insolvency Bankruptcy or Voluntary Arrangements?

Over the last few years consumer debt levels have risen at an alarming rate and an increasing number of people now file for bankruptcy. The UK government recognized that there was a need for people to deal with high levels of debt, i.e., £15,000 and above without having to resort to the bankruptcy… courts. Working with chartered accountants and other financial advisers if you are in debt, should enable you to sign up for an IVA or individual voluntary arrangements.

London accountants are quite used to dealing with cases of insolvency and voluntary arrangements mean that creditors receive a good deal of their money back, which is not always the case with bankruptcy, and the debtor is debt free in five years. If you are in debt and thinking about a voluntary arrangement then the first thing you will need is a financial adviser.

A good firm of London accountants can provide a member of staff to act as your financial adviser who will guide you through the terms of a voluntary arrangement. There are advantages to the debtor who takes out a voluntary arrangement rather than declaring themselves bankrupt. An IVA will have an effect on your credit record for several years, but it will not be quite as damaging as bankruptcy. When you file for bankruptcy you are not allowed to hold a bank account, this is not the case with a voluntary arrangement. You will not lose your house if you have one when you have a voluntary arrangement providing you abide by its terms.

When you are bankrupt your property can be sold to pay off your creditors. If you have a voluntary arrangement you will not have to sell your property but two years into the arrangement you may have to release some of the equity in your property to help pay off your creditors. Your agreement will usually last for a total of five years, if you still owe money at the end of that period the remainder is written off and you will be debt free. Your London accountant will be able to liaise with your creditors on your behalf work out a repayment plan for the prescribed period.

You should be aware that an individual voluntary agreement is a legally binding agreement and if you fail to stick to the terms of that agreement then your creditors can petition the court to have you made bankrupt.

BBK partnership accounting firm based in Greater London with a branch office in Barnet specializes in this and are more than capable to handle them for you.

25 And Still Going…….

Fenland Invitation Cricket Trophy League Dinner

The 25th Anniversary Cricket Dinner was held at March Town Cricket Club on
Friday 22nd October 2010.

Over 50 former and present club members where seen in attendance enjoying a 4 course dinner with wine prepared by J`s Catering from Chatteris.

League Treasurer Les Mills welcomed all the guests and gave a brief history
of how the League developed .

‘Special Guest’
(Left to right) Les Mills (League Treasurer & League Founder), Harry Vaheesan (BBK Partnership League Sponsor), Bob Burgess (League Chairman), Ernie Wool (Former League Chairman), Chris Jones (Guest Speaker & Former Cambs CCC Opening batsman) and Pat Ringham (League Founder)

This was followed by the Guest Speakers Chris Jones (England Athletics
Development Director & former Cambs CCC Opening batsman) and Comedian
Patrick Burke.

Chairman Bob Burgess concluded the evening by giving his utmost appreciation to the League Sponsor
Harry Vaheesan (BBK Partnership) and everyone who attended and supported the evening.

Commercial Real Estate Equals Large Profits

Real estate is often referred to as the safest investment avenue. In fact, real estate investments, with an adequate assessment of the property (and its real value), can lead to good profits. This is the a good reason why some people consider investing on them aside from there full time job.

Commercial real estate includes many different types of properties. Most people report commercial real estate with only complexes of offices or factories and industrial units. However, this is not all of the commercial real estate. There is more commercial real estate. Health care structures of retail and warehouse are all good examples of commercial real estate. Residential properties as apartments (or any property consisting of more than four residential units) are considered as commercial real estate. In fact, this commercial real estate is in high demand.

So is commercial real estate really profitable? Commercial real estate is cost-effective with certainty. The only thing with commercial real estate is the fact that it is a little difficult recognizing an opportunity, compared to the residential real estate. But the benefits of the commercial real estate can be really big (in fact, much more that you would expect of residential real estate, the same proportion).You could take up to the commercial real estate or resell after appreciation or leased to, say, retailers. In fact, the development of commercial real estate is treated as the first sign for the growth of residential real estate. Once you know the potential for business growth in the region (i.e. due to tax or other relief), you must begin to evaluate the potential for appreciation of the commercial real estate prices and then go there soon (once you find a good deal) and you must work really diligently. If you find, for example land available in chunks which is too expensive that you can’t buy; you could look at forming a small investor group (with friends) buy it together and divide the profits later. In some cases for example, you can find it profitable to buy a property that you can convert into a warehouse for the purpose of leasing to small businesses.

Commercial real estate is a plethora of investment opportunities. But then again, it is most imperative to learn ahead of time what ever investment you are planning on. It doesn’t hurt to get the views of property management professionals to see what your options are. You wouldn’t want your hard earned money go down drain by investing on unprofitable investment.

Investing-Faq

There are several types of investments, and many factors needs considerations to determine where you should invest your money.

Of course, determining where you will invest begins with researching available investment types to determine your risk tolerance and determine your placement – style with your financial goals.

If you buy a new car, you would be doing quite a bit of research prior to making a final decision and even do test drives to compare which cars are the best. You would never consider purchasing a car that you did not fully consider and took for a test drive. Investing works much the same way.

You should of course learn about investment as much as possible, and you would want to see how past investors have done so. This is common sense!

Learning about the stock market and investment takes a lot of time… but it is good time. There are many books and Web sites on the topic, and you can even take college courses on this subject. There are even a lot on simulations about stock market.

You can pretend to play investments and see how well you will do. Search with any search engine for the games of quotes or “Stock Market Simulations.”This is an excellent way to begin to learn how to invest in the stock market.

There are other types of investments – outside the stock market –but they have no simulators. You need to learn the hard way – by reading about these types of investments.

As a potential investor, you should read everything that you can get your hands on before beginning on investing. This is essential to ensure that you are not losing precious money on investing without preparing every step of the way.

Finally, talk with a business consultant. Tell them your goals and request for suggestions from them – this is what they do! A good financial planner can help you easily determine where to invest the money and help you put in place a plan to achieve your financial goals. Some of them will even teach you to about investing first hand – make sure pay you attention to what they tell you!

How High Is Your Risk Tolerance?

Each individual has a tolerance to risk, which must not be ignored. Any good stock broker or financial analyst knows this, and they should make the effort to help determine what your risk tolerance is. Then they help you find an investment that doesn’t exceed your risk tolerance.

Determination of risk tolerance implies many things. First you need to know how much money you will need to invest with and what are your investment and your financial goals.

For example, if you plan to retire within the next 10 years and you have not saved a single penny for this purpose, you must have a high – tolerance because you are doing something aggressive – too risky – invests to reach your financial goals.

On the other side of the coin, if you are in your early 20s and you want to start investing for your retirement, your risk tolerance is feasible. You can watch your money grow slowly over time.

Understand of course that your need for a high risk tolerance or your need for a low-risk tolerance has really no impact on what you feel. Once more, there are many factors determining your tolerance.

For example, you have several investments in stocks and have watched daily stock movement and saw that it was down slightly, what would you do?

Would you sell or would you leave your car for the money? If you have a low risk tolerance, you do not want to sell out… if you have a high tolerance, release your money and see what has passed. It is not based on what are your financial goals. Tolerance is based on what you feel about your money!

Yet again, a good financial planner or a business support should help you determine the level of risk you’re comfortable with and help you choose your investments as a result.

Your risk tolerance should be based on what are your personal financial goals are and what you feel about the possibility of losing your money.

Importance of Hiring the Right Man for the Job

A tax prosecutor for corporate finance requires sufficient knowledge of the income tax act in particular; it will not only be restricted to the task of its clients as Criminal Court representative but extends to civil suits, they also need to be reliable to give advice. Their opinions are more than necessary for issues relating to the tax legislation, and with the ways on how to deal with tax debts and tax investigations, so this legal method will be reduced.

If you are faced with urgent issues of tax planning, it is essential that you work with professional financial business consultants to enjoy best opinions that are recognized by the law.

With the help of the financial tax consultant, you will be aware of the steps on how you can reduce your taxes paid, take advantage of reductions or exemptions, and the best schedule for filing your tax rebate. Both State and federal tax laws are very complex even though most of the time these laws of a State to another usually vary.

There are several tax exemptions that certain people qualify. A good example is the exemption for the elderly. So if you’re not aware of existing conditions relating to these exemptions, perhaps you may also need tax planning services.

Don’t take things in hand. Decisions without prior conference with professionals on the field can be risky on your part. If you insist on taking matters into your own hands, you may end up dealing with legal issues at any time. Of course you can reduce your taxes but firstly you need to ensure that the measures you take are in accordance with legal procedures known worldwide in Government.

Finance tax lawyers are those who have responsibilities for their clients before the court of law. Their services can be used for individual or an organization which are held under investigation in cases of tax fraud or tax evasion.

The measures taken by the financial tax lawyers include putting up a negotiation with the internal revenue service as well as their clients defend if convicted criminal case, it is their duty to work on the possibility of reduction of customers sanctions. Most skilled finance tax counsel arranges for the settlement for possible tax evader so that Court sanctions are sustained and he or she will be condemned less.

Though it is a better option to consult a tax lawyer rather than a tax accountant or tax advisor for a legal opinion, But their testimonies cannot be used by you. Tax advisors are likely to be forced by law to testify against a person or organization that faces charges of tax crimes. This is yet another very important reason to find tax funding right lawyer who is not only famous and has good reputation, but also have the necessary skills to save you when the time comes.

Business Loan Basics

Getting a business loan for a period where the economy and the market are not as stable as it was a few years ago, maybe a little harder than you think. Not to say that this maybe a little impossible to get a business loan, it simply means that banks and financial institutions are very demanding of their customers. A company established in credit courses and the benefits are more likely to get a positive response to a start yet.

To get a business loan as a start-up, be prepared to provide lending institutions with more information than you never knew existed. Most places will ask for a very detailed business plan. Of course, creating a business plan is challenging and time consuming, but essential in establishing a business. A bank wants to see that your business plan outlined all the possible scenarios and actions that your company faces. View all details carefully placed in a folder that shows that you are organized and serious about your business. If you are unable to obtain a loan for new business without showing a single company, consider yourself lucky or is the victim of a scam.

Also, in trying to get a business loan, be prepared to demonstrate your tax return, pay stubs and full credit report. This is when investing on Chartered Accountants Services may come handy. They are well equipped and specializes in preparing the documents you need. If you own your own home, you may even be willing to put a lien on your house. The privilege allows the bank to recover their money if your business is a bad investment for them. Once the loan is repaid, the lien disappears. If you do not own a house, do not worry, there are always many ways to go about getting a commercial loan. Having a house and leave a privilege to be in their place of residence is limited to ensure the secured lenders to see a return on your loan.

Having a stellar business plan is the key to applying for a first time commercial loan. If you do not have a business plan, have an unprofessional looking one or is disorganized, your chances are very slim in obtaining the funds you need. There are many places on the Internet that have tips on how to create a business plan and even templates for you to facilitate creating such. It may require some research and a lot of reflection, but in the long term, it will help you think through all aspects of your business so as to provide facts to lenders. You need to conduct a thorough business analysis and research. All-in-all, the more organized you are in the prosecution of loan business, the smoother and faster the process will be for you. This is something that will be appreciated by lenders.